Sharifi Neya does not underwrite travel insurance and does not include a policy with the ticket. Some destinations, universities, or visa types ask for medical cover — that demand comes from them. Ask the office if you need a referral; read any policy yourself. Insurance does not replace a visa, a valid passport, or baggage rules. Rules change. Confirm visas, transit, and baggage with the airline and the relevant embassy before you travel. Is this legal advice? No. It is how Sharifi Neya frames documents for ticketing. Governments and airlines can impose extra checks the same day.