Some destinations, universities, or Schengen-type visas ask for travel medical cover. That requirement comes from the destination or the sponsor, not from our checkout. If you need a policy, ask the Kabul office when you ticket. Staff can point you to how travellers from Afghanistan usually buy cover. Read any policy yourself: deductibles, COVID, war-risk, and adventure-sport exclusions vary. Insurance does not replace a visa, a valid passport, or the airline’s baggage and check-in rules.